At Elite International, we understand that every driver’s situation is distinct. That’s why we offer a range of benefits that set us apart
Personalized Coverage
Our agents work closely with you to tailor coverage options that match your driving habits and lifestyle. We believe that one size does not fit all, and our team will take the time to understand your needs before recommending coverage solutions.
Competitive Rates
We are dedicated to offering you competitive premiums without compromising on coverage quality. Our team constantly reviews rates to ensure that you’re getting the best value for your money.
Exceptional Customer Support
Our dedicated team of insurance professionals is available to assist you with any questions or concerns you may have. Whether you need help choosing the right coverage or need assistance with a claim, we’re here to provide support every step of the way.
Our comprehensive coverage goes beyond the basics to safeguard you against a wide range of incidents. This includes accidents, theft, vandalism, fire, and natural disasters. With comprehensive coverage, you can have peace of mind knowing that your vehicle is protected against unforeseen events that may arise.
Liability coverage is a fundamental aspect of responsible car ownership. This coverage provides financial protection in the event that you’re found liable for bodily injury or property damage to others. It helps cover medical expenses, legal fees, and property repair costs for the affected parties.
Protecting yourself from the actions of others is crucial. Our uninsured/underinsured motorist coverage steps in to provide coverage when the at-fault driver doesn’t have insurance or lacks sufficient coverage. This coverage ensures that you’re not left with hefty expenses if you’re involved in an accident with an uninsured or underinsured driver.
At Elite International, we understand that accidents can result in medical expenses for you and your passengers. Our Personal Injury Protection coverage ensures that these medical expenses are covered, regardless of who’s at fault. This coverage extends to medical bills, rehabilitation costs, and even lost wages.
Enhance your policy with valuable add-ons that provide additional layers of protection
Life on the road can be unpredictable, which is why we offer roadside assistance. Whether you’re dealing with a flat tire, dead battery, or lockout situation, our roadside assistance service is just a call away.
We know that accidents can leave you without a vehicle. Our rental car coverage ensures that you have access to a temporary replacement vehicle while your car is being repaired.
Factors Affecting Rates Your car insurance rates are determined by a combination of factors.
Driving History
Your driving record is a significant factor in calculating your premiums. A clean driving history typically leads to lower rates, while accidents and violations can increase them.
Vehicle Type
The make, model, and year of your vehicle influence your rates. Safety features, repair costs, and the vehicle’s theft susceptibility also play a role.
Location
Your ZIP code affects your rates due to varying crime rates, traffic congestion, and the likelihood of accidents in your area.
The types and levels of coverage you choose directly impact your premiums. Comprehensive coverage and lower deductibles may lead to higher rates, while choosing higher deductibles can lower your premiums.
We understand the importance of managing your budget while maintaining adequate coverage. Here are some tips to potentially reduce your premiums
Maintaining a clean driving record can make you eligible for safe driver discounts. Avoiding accidents and violations demonstrates responsible driving behavior.
Consider bundling your car insurance with other policies, such as home insurance, to unlock multi-policy discounts and save on premiums.
Paying your premium in full upfront can help you avoid installment fees, ultimately reducing the overall cost of your policy.
Step-by-Step Guide In the unfortunate event of an accident or damage, here’s what you should do.
The safety of you and others involved should be your first priority. If it’s safe to do so, move your vehicle to a secure location to prevent further accidents.
Exchange contact and insurance information with other parties involved. This includes names, phone numbers, addresses, and insurance details.
Use your phone to take photos of the accident scene, vehicle damage, license plates, and any visible injuries. This documentation can be invaluable during the claims process.
Depending on the severity of the accident, you may need to contact the local authorities to file a police report. This report can serve as an official record of the incident.
Contact our claims department as soon as possible to initiate the claims process. Our experienced claims team will guide you through the necessary steps and documentation needed to process your claim efficiently.
Choosing the right coverage involves evaluating your driving habits, vehicle type, and budget. Our expert agents are here to guide you through the process and recommend coverage that aligns with your needs.
Car insurance rates are influenced by a variety of factors, including your driving history, age, vehicle model, and location. Our team can provide insights into these factors and help you understand how they impact your premiums.
After a car accident, prioritize safety and well-being. Exchange information with other parties, document the scene, and report the incident to the appropriate authorities. Contact our claims department to start the claims process.
Yes, you can add family members or other drivers to your car insurance policy. Our agents can guide you through the process and ensure that all drivers are properly covered.
Roadside assistance is available as an add-on to your policy. This valuable service provides assistance for common roadside emergencies, ensuring that you’re never stranded on the road.
Contact Us
Contact our team of experts to discuss your insurance needs and explore customized solutions. We’re conveniently located in Fontana, California, and ready to assist you in protecting yourself with our car insurance options.
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