Elite International Insurance Services
Fully protecting your trucking business on the road to success
In San Jose, CA, auto liability insurance guards the insured against economic loss resulting from legal responsibility for third parties who are injured in motor vehicle collisions or having their property damaged. The liability insurance provider will pay the medical expenses for injured parties and also covers the costs related to any property damage if you are responsible for the collision.
If you are guilty of the accident, liability insurance covers for property damage and wounds to third parties (if any). Several states necessitate this insurance policy coverage in order for you to lawfully operate your automobile. Property damage and bodily harm are the two subcategories of liability insurance.
It will pay for the medical costs of anyone harmed in an accident for which you are responsible. Additionally, it will pay for expenses related to pain and suffering as well as lost wages brought on by the injuries that were sustained.
It covers the expenses of repairing or replacing property damaged in the collision. It may involve causing harm to other automobiles and different kinds of property, such as residences, fences, and shops.
If you desire greater coverage, you might want to think about including one or more of the following insurances in your policy:
If you are hurt in an automobile collision, personal injury protection (PIP) insurance will pay your medical bills and the expenses of any passengers. Additionally, it might pay for associated costs like lost earnings.
If you cause an accident and your automobile is damaged, collision coverage will cover the costs of repairs. If you collide with something else like a wall, tree, or house, it also spends money on repairs. A few insurance plans include coverage for hit-and-runs, rollovers, and pothole damage as well.
If your vehicle sustains damage from an incident other than collision, comprehensive coverage will cover the cost of repairs or replacement. It could be induced by a storm, an object striking a car, flooding, or vandalism. Additionally, it offers security in the event that your automobile is stolen or if your windshield is broken.
Regardless of who was responsible for the accident, medical payment coverage compensates for eligible medical costs for the driver and the passengers. It covers the price of ambulance services, doctor and hospital checkups, as well as copays and insurance deductibles. Even if you are smashed by an automobile while riding a bicycle, it will still protect you.
In order to lawfully operate a vehicle, liability insurance is typically required in several states. From state to state, different restrictions are mandated, so it is better to check the information about your state. Injuries and losses from accidents where you were at fault are covered by liability insurance (up to your plan limits). In the event that your liability coverage is insufficient, you might be required to pay on your own.
In San Jose, CA, Elite International Insurance Services has been providing insurance coverage services for nearly 25 years. Our one-size-fits-all insurance policy services include business insurance, term life policies, whole life insurance, business liability insurance, and universal life insurance.
For more information, please call us on 909-202-4966. This way, you can get in touch with our experts and specify your insurance demands. After going through your requirements, our staff will provide you with a list of applicable insurance policies, and you can choose the most ideal option among them.
San Jose, officially San José, is the largest city in Northern California by both population and area. With a 2020 population of 1,013,240, it is the third-most populous city in California and the tenth-most populous in the United States. Located in the center of the Santa Clara Valley, on the southern shore of San Francisco Bay, San Jose covers an area of 179.97 sq mi (466.1 km2). San Jose is the county seat of Santa Clara County, the most affluent county in California and one of the most affluent counties in the United States. San Jose is the main component of the San Jose-Sunnyvale-Santa Clara Metropolitan Statistical Area, with an estimated population of around 2 million residents in 2018. It is also the most populous city in both the San Francisco Bay Area and the San Jose-San Francisco-Oakland Combined Statistical Area, which contain 7.7 million and 8.7 million people respectively.
The Santa Clara Valley has been home to the Tamyen group of the Ohlone people since around 4,000 BC. The Tamyen spoke Tamyen language of the Ohlone language family. With the Spanish colonization of California, the majority of the Tamyen came to inhabit Mission Santa Clara de Asís and Mission San José.A 1781 map of the Pueblo de San José de Guadalupe
California was claimed as part of the Spanish Empire in 1542, when explorer Juan Rodríguez Cabrillo charted the Californian coast. During this time, California and Baja California were administered together as Province of the California (Spanish: Provincia de las California). For nearly 200 years, the Californias were sparsely populated and largely ignored by the government of the Viceroyalty of New Spain in Mexico City. Only in 1769 was Northern California finally surveyed by Spanish authorities, with the Portolá Expedition.
In 1776, the Californias were included as part of the Captaincy General of the Provincias Internas, a large administrative division created by José de Gálvez, Spanish Minister of the Indies, in order to provide greater autonomy for the Spanish Empire’s lightly populated and largely ungoverned borderlands. That year, King Carlos III of Spain approved an expedition by Juan Bautista de Anza to survey the San Francisco Bay Area, in order to choose the sites for two future settlements and their accompanying mission. First he chose the site for a military settlement in San Francisco, for the Royal Presidio of San Francisco, and Mission San Francisco de Asís. On his way back to Mexico from San Francisco, de Anza chose the sites in Santa Clara Valley for a civilian settlement, San Jose, on the eastern bank of the Guadalupe River, and a mission on its western bank, Mission Santa Clara de Asís.
Auto liability is a necessity if you are using any means of vehicles to conduct your business. It can drastically and effectively help you and your staff member who is involved in an unfortunate accident during the job. When you work with Elite International Insurance Services, we make sure that we provide you with maximum coverage required by your business.
The Motor Truck Cargo insurance service offered by us covers all the damage and loss that has occurred to the merchandise that your fleet was transporting while they were on their way. It’s a known fact that loss or damage to cargo items can cost a massive sum of money. We believe that having motor truck cargo insurance from us is a must have for every freight dealer if they wish to secure their freight or merchandise hauled by a For-hire trucker.
Being a transportation service company, there are numerous underlying risk factors that your transportation is exposed to. Physical Damage insurance service provided and protects your vehicle against any damage, accident (collision & overturns), hail, theft, fire, or any natural disaster. If you are under a certain amount of loan or just want to fully protect your transport, then our physical damage insurance is the right option.
Through our General Liability, we make sure that our clients get to avail only the premium quality insurance packages for themselves that fully suits their business. At Elite International Insurance Services, we are grateful for the previous 25 years that have given us a deep understanding of our every client along with their exclusive coverage needs. We assure you that we’ll make your insurance claiming process a stress-free one.
After ruling the market for over 25 years, we know that the need for insurance policies are different for every business. That is why, at Elite International Insurance Services, we work hard to come up with insurance policies and coverage plans that will fit the specific needs of our clients. In order to do this, we take every safety measure to make sure that we are providing you with the best package.
Your employees, being your # 1 asset, play a huge part in making your company reach the top and that’s why they should always come first. Our Workers’ Compensation is a coverage plan that provides your employees with medical, work-related injuries, and illnesses. Apart from this, it will also provide then wage replacement benefits along with vocational rehabilitation. Through our Workers’ Compensation Program, we make sure that your employees stay injury-free.