Elite International Insurance Services
Fully protecting your trucking business on the road to success
Trucking firms should think about general liability insurance to manage lawsuits and judgments resulting from other circumstances not covered by vehicle liability. A commercial general liability (CGL) coverage shields your company from financial harm if you are held accountable for property damage and bodily injury.
It covers careless behavior committed by amateurs. One of the most crucial initial steps in minimizing CGL risks is understanding this coverage. With general liability plans, a trustworthy insurance provider will give the following coverages:
The standard liability one-size-fits-all insurance policy plans sometimes have two million in aggregate limits and one million per event limits. It implies that your total potential coverage for the duration of the policy is two million dollars, with a cap of 1 million dollars for every claim.
The incorporated limit for commercial auto is typically $1,000,000, which covers both collision-related property damage and bodily wounds. Based on your risks and exposure, these restrictions can be increased or decreased. Undoubtedly, you will require higher limitations if you are transporting hazardous chemicals, whilst somebody may prefer lesser coverage levels.
Your insurance expenses will be in part determined by the policy limits you select. For the majority of trucking companies, general liability insurance is significantly less costly compared to vehicle liability, but they cover a broader exposure. General liability must be regarded as a crucial component of any trucking company’s risk management strategy.
To get motor truck general liability insurance, you must obtain primary liability coverage, which guards against accidents you may cause. Truck general liability insurance is only offered for risks associated with trucking or when you are solely transporting items or property that you have not accepted payment.
If you regulate a company besides the hire trucking, you are not qualified for the general liability. Motor truck general liability insurance is not available for fleet policies, and drivers are limited to a 500-mile radius. Trucker’s GL is not accessible on specific vehicles, like passenger vans, cement trucks, garbage trucks, buses, limos, and hearses.
Acquire Liability Truck Insurance In Elite International Insurance Services
Commercial general liability insurance is available as a standalone policy, as an add-on to a business owner’s policy, or as a component of commercial package policies. You can ask our insurance experts what kind of coverage you require and how much of it you need. You could wish to think about getting a business excess policy, which will offer more protection, if your general liability policy, BOP or CPP, does not offer enough protection.
Based on the nature of your company, you might want to think about purchasing separate liability insurance that is not included in the commercial general liability. You can get professional assistance to determine the kinds of coverages you would require. Directors and officers liability, liquor liability, pollution liability, and other important supplementary insurance kinds should be taken into account.
In Santa Ana, CA, the Elite International Insurance Services is one of the highly prominent insurance providers. We have active clients who contact us for numerous insurance options, including term life policies, business insurance, whole life insurance, universal life insurance, and truck liability insurance. You can speak with our staff by calling us on 909-202-4966.
Auto liability is a necessity if you are using any means of vehicles to conduct your business. It can drastically and effectively help you and your staff member who is involved in an unfortunate accident during the job. When you work with Elite International Insurance Services, we make sure that we provide you with maximum coverage required by your business.
The Motor Truck Cargo insurance service offered by us covers all the damage and loss that has occurred to the merchandise that your fleet was transporting while they were on their way. It’s a known fact that loss or damage to cargo items can cost a massive sum of money. We believe that having motor truck cargo insurance from us is a must have for every freight dealer if they wish to secure their freight or merchandise hauled by a For-hire trucker.
Being a transportation service company, there are numerous underlying risk factors that your transportation is exposed to. Physical Damage insurance service provided and protects your vehicle against any damage, accident (collision & overturns), hail, theft, fire, or any natural disaster. If you are under a certain amount of loan or just want to fully protect your transport, then our physical damage insurance is the right option.
Through our General Liability, we make sure that our clients get to avail only the premium quality insurance packages for themselves that fully suits their business. At Elite International Insurance Services, we are grateful for the previous 25 years that have given us a deep understanding of our every client along with their exclusive coverage needs. We assure you that we’ll make your insurance claiming process a stress-free one.
After ruling the market for over 25 years, we know that the need for insurance policies are different for every business. That is why, at Elite International Insurance Services, we work hard to come up with insurance policies and coverage plans that will fit the specific needs of our clients. In order to do this, we take every safety measure to make sure that we are providing you with the best package.
Your employees, being your # 1 asset, play a huge part in making your company reach the top and that’s why they should always come first. Our Workers’ Compensation is a coverage plan that provides your employees with medical, work-related injuries, and illnesses. Apart from this, it will also provide then wage replacement benefits along with vocational rehabilitation. Through our Workers’ Compensation Program, we make sure that your employees stay injury-free.