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Get A Free QuoteWhy Choose Elite International Insurance Services
At Elite International, we understand that every driver’s situation is distinct. That’s why we offer a range of benefits that set us apart
- PERSONALIZED COVERAGE
Our agents work closely with you to tailor coverage options that match your driving habits and lifestyle. We believe that one size does not fit all, and our team will take the time to understand your needs before recommending coverage solutions. - COMPETITIVE RATES
We are dedicated to offering you competitive premiums without compromising on coverage quality. Our team constantly reviews rates to ensure that you’re getting the best value for your money. - EXCEPTIONAL CUSTOMER SUPPORT
Our dedicated team of insurance professionals is available to assist you with any questions or concerns you may have. Whether you need help choosing the right coverage or need assistance with a claim, we’re here to provide support every step of the way.
Coverage Options Comprehensive Coverage
Our comprehensive coverage goes beyond the basics to safeguard you against a wide range of incidents. This includes accidents, theft, vandalism, fire, and natural disasters. With comprehensive coverage, you can have peace of mind knowing that your vehicle is protected against unforeseen events that may arise.
- Liability Coverage
Liability coverage is a fundamental aspect of responsible car ownership. This coverage provides financial protection in the event that you’re found liable for bodily injury or property damage to others. It helps cover medical expenses, legal fees, and property repair costs for the affected parties. - Uninsured/Underinsured Motorist Coverage
Protecting yourself from the actions of others is crucial. Our uninsured/underinsured motorist coverage steps in to provide coverage when the at-fault driver doesn’t have insurance or lacks sufficient coverage. This coverage ensures that you’re not left with hefty expenses if you’re involved in an accident with an uninsured or underinsured driver. - Personal Injury Protection (PIP)
At Elite International, we understand that accidents can result in medical expenses for you and your passengers. Our Personal Injury Protection coverage ensures that these medical expenses are covered, regardless of who’s at fault. This coverage extends to medical bills, rehabilitation costs, and even lost wages.
Additional Coverage Add-Ons
Enhance your policy with valuable add-ons that provide additional layers of protection
Roadside Assistance:
Life on the road can be unpredictable, which is why we offer roadside assistance. Whether you’re dealing with a flat tire, dead battery, or lockout situation, our roadside assistance service is just a call away.
Rental Car Coverage
We know that accidents can leave you without a vehicle. Our rental car coverage ensures that you have access to a temporary replacement vehicle while your car is being repaired.
Understanding Car Insurance Rates
Factors Affecting Rates Your car insurance rates are determined by a combination of factors.
- Driving History
Your driving record is a significant factor in calculating your premiums. A clean driving history typically leads to lower rates, while accidents and violations can increase them. - Vehicle Type
The make, model, and year of your vehicle influence your rates. Safety features, repair costs, and the vehicle’s theft susceptibility also play a role. - Location
Your ZIP code affects your rates due to varying crime rates, traffic congestion, and the likelihood of accidents in your area. - Coverage Options
The types and levels of coverage you choose directly impact your premiums. Comprehensive coverage and lower deductibles may lead to higher rates, while choosing higher deductibles can lower your premiums.
Tips For Lowering Premiums
We understand the importance of managing your budget while maintaining adequate coverage. Here are some tips to potentially reduce your premiums
- Safe Driving
Maintaining a clean driving record can make you eligible for safe driver discounts. Avoiding accidents and violations demonstrates responsible driving behavior. - Bundle Policies
Consider bundling your car insurance with other policies, such as home insurance, to unlock multi-policy discounts and save on premiums. - Pay In Full
Paying your premium in full upfront can help you avoid installment fees, ultimately reducing the overall cost of your policy.
Claims Process
Step-by-Step Guide In the unfortunate event of an accident or damage, here’s what you should do.
Ensure Safety
The safety of you and others involved should be your first priority. If it’s safe to do so, move your vehicle to a secure location to prevent further accidents.
Exchange Information
Exchange contact and insurance information with other parties involved. This includes names, phone numbers, addresses, and insurance details.
Document Scene
Use your phone to take photos of the accident scene, vehicle damage, license plates, and any visible injuries. This documentation can be invaluable during the claims process.
File A Report
Depending on the severity of the accident, you may need to contact the local authorities to file a police report. This report can serve as an official record of the incident.
File A Claim
Contact our claims department as soon as possible to initiate the claims process. Our experienced claims team will guide you through the necessary steps and documentation needed to process your claim efficiently.
CONTACT US
Contact our team of experts to discuss your insurance needs and explore customized solutions. We’re conveniently located in Fontana, California, and ready to assist you in protecting your commercial trucking business.