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Cargo Truck Insurance

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Why Choose Elite International Insurance Services


With decades of experience, our team understands the intricacies of cargo truck insurance. We’ve worked with businesses across industries, tailoring insurance solutions to their unique needs.

Local Expertise, Global Reach

As a local company in Fontana, California, we offer personalized attention and in-depth knowledge of the local business landscape. Additionally, our global connections allow us to tap into a wide range of resources and expertise.

Custom Solutions

We recognize that no two businesses are alike. Our approach involves a thorough analysis of your operations, risks, and goals. We then design customized insurance solutions to address your specific needs.

Happy male truck driver inside his red cargo truck
Silhouette of a commercial truck driving on a highway at sunset.

What is Motor Truck Cargo Insurance

Motor truck cargo insurance is a specialized form of coverage tailored to the unique risks faced by trucking businesses during the transportation of goods. It provides financial protection against a range of perils, including accidents, theft, damage, and other unexpected events. Our coverage options are crafted to address the specific needs of various cargo types, ensuring that your valuable shipments are secure and your business operations continue smoothly.

Coverage Options

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Basic Cargo Coverage

Our basic cargo coverage is the foundation of your cargo protection strategy. It shields your cargo against common risks such as theft, collision, and damage during transit. This option is ideal for businesses with standard cargo needs, providing essential coverage that safeguards your shipments without unnecessary complexities.

All-Risk Coverage

For comprehensive peace of mind, our all-risk coverage goes beyond the basics. It offers an extensive range of protection, including accidents, theft, vandalism, natural disasters, and more. If your cargo includes high-value items or if you transport various types of goods, this option ensures that you’re covered no matter the circumstances.

Trucks in the distribution hub
Cargo truck on the mountain. truck on road. Cargo transportation

Contingent Cargo Coverage

In the dynamic world of trucking, unexpected gaps in insurance coverage can arise. Our contingent cargo coverage acts as a safety net, stepping in to cover situations where primary carriers’ insurance falls short. This additional layer of protection ensures that your cargo remains safeguarded even when unforeseen events occur.

Reefer Breakdown Coverage

For businesses transporting perishable goods requiring refrigeration, our reefer breakdown coverage offers vital protection. It covers financial losses resulting from refrigeration system failures, ensuring that your sensitive cargo arrives in optimal condition regardless of technical hiccups.

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How Motor Truck Cargo Insurance Protects Your Business

Your cargo is the lifeblood of your business, and protecting it is essential for your success. When you opt for our motor truck cargo insurance, you’re ensuring:

Big green cargo dump truck car with body up on village road in countryside field

Coverage During Transit

Our insurance shields your cargo against damage, theft, and accidents during transportation, minimizing financial losses and disruptions.

Liability Coverage

In the unfortunate event of accidents causing damage to others’ property or cargo, our liability coverage provides essential protection, sparing you from potential legal complications.

cargo Truck Insurance FAQs

Motor truck cargo insurance is a specialized coverage that protects cargo during transport, covering risks such as damage, theft, and accidents.

Our coverage spans a variety of cargo types, including general freight, perishable goods, and hazardous materials.

Factors such as cargo value, type, distance, and safety measures influence insurance premiums.

While primary liability insurance covers damage to others, motor truck cargo insurance is crucial to safeguard your cargo investment.

Requesting a quote is easy—simply reach out to us through our contact information, and we’ll guide you through the process.

Contact Us

Contact our team of experts to discuss your insurance needs and explore customized solutions. We’re conveniently located in Fontana, California, and ready to assist you in protecting your cargo trucking business.